How to Pay off Student Loans Fast, No Matter How Much Money You Make

by Jen Smith, Robert Bruce Updated July 13, 2023 Whether you’re a recent college grad or you attended college years ago, there’s a good chance student loans have impacted you. The current American student loan debt burden is $1.77 trillion — with more than 7% being delinquent or in default. While mortgage debt has risen […]

How to Pay Off Credit Card Debt in 2023

by Janet Keeler, Mike Brassfield, Jen Smith Updated December 29, 2022 We know how incredibly easy it is to rack up credit card debt. More than 50% of Americans carry a credit card balance, with 30% carrying more than $1,000 of debt or more month to month, 15% carrying $5,000 or more and 6% carrying […]

13 Pro Budgeting Tips for People Who Wonder Where Every Paycheck Goes

by Jen Smith (Staff Writer) Updated November 13, 2020 A monthly budget is like Google Maps for your finances: You follow it because you don’t know where you’re going without it. If you’re new to budgeting, don’t be discouraged by a few — or many —  wrong turns and closed roads along the way. The […]

A Beginner’s Guide to Budgeting: 5 Steps for Getting Your Spending in Check

by Stephanie Bolling (Staff Writer) Updated January 12, 2023 Setting up a budget is challenging. Doing it forces you to face your spending habits and then work to change them. But when you decide to make a budget, it means you’re serious about your money. Maybe you even have some financial goals in mind. The […]

How To Budget: Create A Household Budget in 4 Simple Steps

by Nicole Dow (Senior Writer) Updated December 15, 2022 It may be tempting to go around treating yourself every day without ever thinking about how much money is in your bank account. But let’s face it — you don’t want to be struggling paycheck-to-paycheck, swimming in debt with nothing saved for emergencies. So unless you’ve […]

Sharing Finances: The 10 Best Budgeting Apps for Couples in 2023

by Kaz Weida, Michael Archambault, Nicole Dow Updated July 18, 2023 If you and your partner need to get in sync with your finances, consider a budgeting app. Budgeting can feel like enough of a challenge on its own. Using a budgeting app to help track multiple income sources and spending can provide some relief. […]

The 9 Best Budgeting Apps to Get Your Finances Together

by Kaz Weida, Michael Archambault Updated July 14, 2023 Unless you’re an accountant, budgeting can be nerve-wracking. Images of spreadsheets, endless numbers and paper receipts likely come to mind. If the prospect of better budgeting has you quaking in your boots, consider selecting a digital budgeting app to make your life easier. Whether you want […]

102 Places That Will Give You Free Stuff on Your Birthday

by Brynne Conroy (Contributor) Updated August 2, 2023 Hooray! It’s your birthday! The last thing you should do is pay for stuff. So we’ve put together a list of 102 places where you can get birthday freebies, updated for 2023. Most of these places require you to sign up for their email list or join […]

25 Tips for How to Save Money if Your Paycheck Is Stretched Thin

by Robin Hartill, CFP® (Senior Editor) Updated July 26, 2022 Do you ever wonder why it’s so hard to save money — even when you’ve cut the cable and the meals out, and you’ve never even had a latte habit? One reason it’s so hard to save is that your fixed expenses — the ones […]